| Feature | InstaPay | PESONet |
| Purpose | Send money instantly for small, everyday transactions | Transfer large amounts securely and efficiently |
| Processing Time | Real-time credit—your funds arrive immediately | Same-day or next-day credit depending on cut-off time |
| Transaction Limit | Up to PHP50,000 per transaction | Up to PHP500,000 per transaction |
What is the difference between InstaPay and PESONet?
Administrator
Written By Isabelle Lumibao (Administrator)
Updated at October 10th, 2025