Minimum requirements:

• active employee with regular/permanent status of employment
• With average net monthly payroll credits for the last 6 months of at least:
  

  Non-BPO	BPO
  Php 10,000.00 for 1st loan availment	Php 20,000.00 for 1st – 4th loan availment
  Php 5,000.00 for repeat clients	Php 15,000.00 for 5th loan availment onwards

• with no adverse findings