For Bank accounts (CASA)

• Available Balance – refers to the withdrawable balance today, exclusive of uncleared check deposits and any amount on hold.
   
• Current Balance – refers to the total account balance including any amount on hold or from uncleared check deposits.
  
   

For Credit Cards

• Available Credit Limit – refers to the amount that can still be charged on your credit card account.
   
• Available Cash Advance Limit – refers to the amount that can still be availed as cash advance. This amount should be within the available credit limit.
   
• Available Deferred Payment Plan or ChargeLight Plan Limit – refers to the amount that can still be converted as installment or ChargeLight transactions. This amount should be within the available credit limit.