Considering to get a Personal Loan? You may want to check the list of requirements below:

Documentary Requirements

A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form.

B. If Employed:

• One (1) valid government-issued photo ID
• Income Documents, any of the following:
  • Certificate of Employment and Compensation
    – issued within the last six (6) months
  • Latest ITR
  • Latest one (1) month payslip

C. If Self-Employed:

• One (1) valid government-issued photo ID
• Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
• SEC Registration / DTI Certificate
• Business Permit / Mayor’s Permit
• Latest three (3) months bank statements
• Latest GIS (if corporation)
• List of 3 trade references (at least 1 supplier and 1 customer) with contact details

Note: Additional documents may be required to process the loan.

Eligibility

• At least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Must be a Filipino Citizen
  • Must have an office or residence landline.
• If Employed
  • Minimum gross monthly income:
    • For Metro Manila: PHP15,000
    • For outside Metro Manila: PHP12,000
• If Self-employed:
  • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
  • Minimum gross monthly income:
    • For Metro Manila: PHP30,000
    • For outside Metro Manila: PHP25,000