I Want to Know the Personal Loan Application Requirements

Written By Security Bank ()

Updated at July 22nd, 2020

Considering to get a Personal Loan? You may want to check the list of requirements below:

Documentary Requirements

A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form.

B. If Employed:

  • One (1) valid government-issued photo ID
  • Income Documents, any of the following:
    • Certificate of Employment and Compensation
      – issued within the last six (6) months
    • Latest ITR
    • Latest one (1) month payslip

C. If Self-Employed:

  • One (1) valid government-issued photo ID
  • Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
  • SEC Registration / DTI Certificate
  • Business Permit / Mayor’s Permit
  • Latest three (3) months bank statements
  • Latest GIS (if corporation)
  • List of 3 trade references (at least 1 supplier and 1 customer) with contact details

Note: Additional documents may be required to process the loan.


  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
    • Must be a Filipino Citizen
    • Must have an office or residence landline.
  • If Employed
    • Minimum gross monthly income:
      • For Metro Manila: PHP15,000
      • For outside Metro Manila: PHP12,000
  • If Self-employed:
    • For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
    • Minimum gross monthly income:
      • For Metro Manila: PHP30,000
      • For outside Metro Manila: PHP25,000

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