Can I transfer balances from my other credit cards to my Security Bank Credit Card?

Written By Pia Samantha Del Mundo (Administrator)

Updated at September 18th, 2025

Yes, you may transfer your other credit card balances via Security Bank's balance transfer service and pay with lower rates. 

  1. Eligibility Requirements 
    1. The Cardholder must have any active and current Security Bank credit card.
    2. The Cardholder must have an active and current non-Security Bank credit card (The card that you are applying for Balance Transfer).
    3. For Banco de Oro (BDO) and Union Bank of the Philippines (UBP) credit cards, please provide the most recent, complete (including all pages), and viewable copy (not password-protected) of your Statement of Account (SOA).
    4. For BPI credit cards, the Cardholder must provide the Customer Number found on the statement of account.
    5. The minimum amount that can be requested is PHP5,000.
  2. Important Reminders: 
    1. If you have an existing Ready Cash or Balance Transfer, make sure you have paid at least 50% of the balance.
    2. Please note that the requested amount can be adjusted without prior notice, depending on evaluation or permitted limits.
    3. Note that your application is subject to verification and credit approval by the Bank. It will take five (5) banking days for the processing and another 2-3 banking days for transferring to the nominated account for approved applications.
  3. How to Apply
    1. To apply for the Balance Transfer program,  simply go to this link