What is ReadyCash?

Written By Pia Samantha Del Mundo (Administrator)

Updated at May 19th, 2025

ReadyCash allows you to convert your credit limit to cash and pay in fixed monthly installments. 

  1. Eligibility Requirements 
    1. The Cardholder must have an active and current Security Bank credit card.
    2. The Cardholder should provide the Account details of the recipient account.
    3. This offer is exclusive for principal credit cardholders.
    4. The minimum amount that can be requested is PHP 10,000
  2. Important Reminders: 
    1. If you have an existing Ready Cash or Balance Transfer, make sure you have paid at least 50% of the balance.
    2. Please note that the requested amount can be adjusted without prior notice, depending on evaluation or permitted limits.
    3. Please allow 5 to 7 business days for processing.
  3. How to Apply
    1. You can avail of ChargeLight anytime by clicking here