Can I transfer balances from my other credit cards to my Security Bank Credit Card?

Written By Pia Samantha Del Mundo (Administrator)

Updated at May 19th, 2025

Yes, you may transfer your other credit card balances via Security Bank's balance transfer service and pay with lower rates. 

  1. Eligibility Requirements 
    1. The Cardholder must have any active and current Security Bank credit card.
    2. The Cardholder must have an active and current non-Security Bank credit card (The card that you are applying for Balance Transfer).
    3. The Cardholder must provide the latest statement of account (SOA) for your non-Security Bank credit card.
    4. For BPI credit cards, the Cardholder must provide the Customer Number found on the statement of account.
    5. The minimum amount that can be requested is PHP5,000.
  2. Important Reminders: 
    1. If you have an existing Ready Cash or Balance Transfer, make sure you have paid at least 50% of the balance.
    2. Please note that the requested amount can be adjusted without prior notice, depending on evaluation or permitted limits.
    3. Please allow 7 to 10 business days for processing.
  3. How to Apply
    1. To apply for the Balance Transfer program,  simply go to this link